BMX General > BMX Chat
Do you have your stash insured?
Waxintaxin:
OK if you have insured your bikes on your house policy please please understand that they are probably not covered
Any bike that you insure on your home policy will if stolen be replaced with another bike. if your bike is a collectible 80s ride then they will wriggle out by saying you needed to insure it as a collectible with a pure replacement value not a replacement bike
SO CALL THEM AND ASK WHAT THE POLICY WILL DO TO REPLACE A STOLEN BIKE
You will then need to supply the make colour of each bike with a replacement cash value. Ensure that they note on a separate listed schedule each bike that fact that they are vintage collectibles and they will pay out to the declared value.
Only when you have this will your bikes be insured , if you need to claim you will still need to show the prices by example, but they will pay out in cash and not a 2012 BMX
it took weeks to sort mine out and i had the broker of nationwide insurance on the phone going over and over my requirements and making sure i had it nailed.
Rich
AKGOFF:
--- Quote from: Robbo on August 02, 2012, 09:30 PM ---
--- Quote from: Swivel on August 02, 2012, 09:29 PM ---
--- Quote from: Robbo on August 02, 2012, 08:29 PM ---Yep my bikes are covered :daumenhoch:
--- End quote ---
What bikes ??? you've sold them all apart from one ;)
--- End quote ---
I've got 2 bikes you plum :-*
--- End quote ---
And they're still not worth insuring. :D
Robbo:
--- Quote from: AKGOFF on August 03, 2012, 05:49 PM ---
--- Quote from: Robbo on August 02, 2012, 09:30 PM ---
--- Quote from: Swivel on August 02, 2012, 09:29 PM ---
--- Quote from: Robbo on August 02, 2012, 08:29 PM ---Yep my bikes are covered :daumenhoch:
--- End quote ---
What bikes ??? you've sold them all apart from one ;)
--- End quote ---
I've got 2 bikes you plum :-*
--- End quote ---
And they're still not worth insuring. :D
--- End quote ---
I'm going to do you at MK. >:D
TORKER mick:
--- Quote from: Robbo on August 03, 2012, 05:56 PM ---
--- Quote from: AKGOFF on August 03, 2012, 05:49 PM ---
--- Quote from: Robbo on August 02, 2012, 09:30 PM ---
--- Quote from: Swivel on August 02, 2012, 09:29 PM ---
--- Quote from: Robbo on August 02, 2012, 08:29 PM ---Yep my bikes are covered :daumenhoch:
--- End quote ---
What bikes ??? you've sold them all apart from one ;)
--- End quote ---
I've got 2 bikes you plum :-*
--- End quote ---
And they're still not worth insuring. :D
--- End quote ---
I'm going to do you at MK. >:D
--- End quote ---
what back at the room :shocked:
Andy68:
What about insuring them away from the property if you take em out for a ride a to a show? I'm guessing that has to be clear from the start too? Mmmmmmmm, must get mine insured!!! :-[
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