BMX General > BMX Chat

Bike insurance

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rodriguez:
Most in if any at all high street insurers off the shelf products will NOT cover this type of risk, ie, old school BMX bikes and I'd bet my bottom dollar on it having worked in Insurance for years, in underwriting and claims for my sins.

If you can find an Insurance company who is willing to provide cover, each bike would have to be specified with an agreed value similar to a piece of jewelry and an additional premium would be charged and terms and conditions might be imposed.  When getting an agreed value for a ring you have to provide a valuation from a valuer/auctioneer, who can accurately value an old school BMX?

There are insurance companies who specialise in insurance for collectables/collections where it is difficult to assess the value etc but to have your collection of old school BMXs covered properly this is what you need.

I usually don't bother replying to these threads because people tend to believe Tim, Tracey or whoever's on the other end of the phone when they've got the cheapest quote off the comparison site and contacted the company to see if their bikes are covered.

Andy68:
I had a game renewing my existing insurance a few months ago as my provider was stopping house insurance.

Ended up with Admiral Platinum, all bells and whistles for buildings and contents, garage etc, 11 bikes individually specified with a couple of the other half's Pashleys no problem at all. I've kept each no more than 1K.

Policy cost about 200 quid  :daumenhoch:

That Swan Guy:
House insurance should cover anything up to £1k without listing it. Ours even covers the bike if it's stolen whilst out riding it

all this you must list everything is bollox

Andy68:
You are so fookin angry with your replies!!!  :LolLolLolLol:

Admiral were my 3rd call of the day, can't remember the other 2 but they wouldn't insure them when I specifically asked.........

So bollox!!!  :P

Andy68:
Outbuilding cover btw even with this platinum thingy is 5k.... Just saying

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