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Bike insurance

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boltactionuk:
Can anyone advise me on insuring my bikes please and how can they be valued correctly without guessing ?

CustardLips:
Not sure about insurance but i guess it's upto yourself to decide what your bikes are worth and what it would cost to replace em. ???

rooski:
Have a look at your policy, most insure single items upto 1k without it being specified.

What I tend to do is take a few bits off each bike so its less than 1k value, not that practical I know, lol, that said no one wants to nick a bike without a seat or pedals.

Obviously this approach won't work if your house burns...........

Ady:
Got mine covered separately on my contents insurance ..
But be careful when asking for a quote.

I asked about extra cover and told them the approx $$$ they was worth etc..but this is what I wasn't happy with.
Because I declared about my collection I was more of a risk , and my house insurance will go up even without the extra cover

Anyway I wanted the cover emailed them a list of the collection for there records and approx costs to replace each bike but in the end they just wanted the total amount was worth to quote with.
Was told to make a note of serial numbers/ pics and that was it..It was around £300 ish if I remember on top of my original policy.

At first they did have to check if this sort of thing can be covered but it can be done.

There was a thread on here if I remember.. 

I used ebay as a guide for prices but some of mine are very rare, I just put a price I would be happy with if the dreaded happened but would they payout that's another question..

BMX1973:
Who are you insured with?  :)


--- Quote from: Ady on November 26, 2016, 03:37 PM ---Got mine covered separately on my contents insurance ..
But be careful when asking for a quote.

I asked about extra cover and told them the approx $$$ they was worth etc..but this is what I wasn't happy with.
Because I declared about my collection I was more of a risk , and my house insurance will go up even without the extra cover

Anyway I wanted the cover emailed them a list of the collection for there records and approx costs to replace each bike but in the end they just wanted the total amount was worth to quote with.
Was told to make a note of serial numbers/ pics and that was it..It was around £300 ish if I remember on top of my original policy.

At first they did have to check if this sort of thing can be covered but it can be done.

There was a thread on here if I remember.. 

I used ebay as a guide for prices but some of mine are very rare, I just put a price I would be happy with if the dreaded happened but would they payout that's another question..

--- End quote ---

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